{"id":3907,"date":"2017-08-21T15:35:07","date_gmt":"2017-08-21T15:35:07","guid":{"rendered":"https:\/\/answers.gurussolutions.com\/answers\/quest-ce-que-le-positive-pay-dans-netsuite-et-comment-fonctionne-t-il\/"},"modified":"2026-07-28T18:26:13","modified_gmt":"2026-07-28T18:26:13","slug":"quest-ce-que-le-positive-pay-dans-netsuite-et-comment-fonctionne-t-il","status":"publish","type":"qa_entry","link":"https:\/\/answers.gurussolutions.com\/fr\/answers\/quest-ce-que-le-positive-pay-dans-netsuite-et-comment-fonctionne-t-il\/","title":{"rendered":"Qu’est-ce que le \u00ab Positive Pay \u00bb dans NetSuite et comment fonctionne-t-il ?"},"content":{"rendered":"","protected":false},"template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","ga_subtitle":"Tirez parti de la fonctionnalit\u00e9 \u00ab Positive Pay \u00bb de NetSuite pour renforcer la pr\u00e9vention de la fraude par ch\u00e8que et rationaliser les communications avec les banques.","ga_short_answer":"Positive Pay est un service de pr\u00e9vention de la fraude dans le cadre duquel une organisation envoie \u00e0 sa banque un fichier r\u00e9pertoriant tous les ch\u00e8ques \u00e9mis. La banque n\u2019honore alors que les ch\u00e8ques qui correspondent aux informations pr\u00e9autoris\u00e9es figurant dans ce fichier, en v\u00e9rifiant g\u00e9n\u00e9ralement le b\u00e9n\u00e9ficiaire, la date et le montant. NetSuite peut g\u00e9n\u00e9rer des formats Positive Pay personnalis\u00e9s afin de r\u00e9pondre aux exigences sp\u00e9cifiques des banques.","ga_scenario":"Les entreprises recherchent souvent des solutions efficaces pour pr\u00e9venir la fraude par ch\u00e8que et garantir la s\u00e9curit\u00e9 de leurs transactions financi\u00e8res. Elles ont besoin d\u2019une m\u00e9thode fiable pour communiquer les d\u00e9tails des ch\u00e8ques \u00e9mis \u00e0 leurs partenaires bancaires, afin de s\u2019assurer que seuls les paiements l\u00e9gitimes sont trait\u00e9s.","ga_solution":"Positive Pay est un service de pr\u00e9vention de la fraude financi\u00e8re dans le cadre duquel une organisation transmet \u00e0 sa banque un fichier contenant les d\u00e9tails de tous les ch\u00e8ques qu\u2019elle a \u00e9mis. La banque utilise ensuite ce fichier pour v\u00e9rifier les ch\u00e8ques entrants, en ne validant que ceux qui correspondent exactement aux informations pr\u00e9autoris\u00e9es, qui comprennent g\u00e9n\u00e9ralement le b\u00e9n\u00e9ficiaire, la date et le montant. Il est important de distinguer les fichiers Positive Pay, g\u00e9n\u00e9r\u00e9s par le client et envoy\u00e9s \u00e0 la banque \u00e0 des fins de pr\u00e9vention de la fraude, des relev\u00e9s bancaires ou des flux de transactions re\u00e7us de la banque, qui sont principalement utilis\u00e9s dans le cadre des processus de rapprochement bancaire pour valider les ch\u00e8ques et rapprocher les relev\u00e9s et les soldes. Le syst\u00e8me \u00ab Positive Pay \u00bb est largement adopt\u00e9 pour permettre au client de confirmer \u00e0 la banque la liste des ch\u00e8ques \u00e9mis et des ch\u00e8ques annul\u00e9s. NetSuite permet de g\u00e9n\u00e9rer des sp\u00e9cifications de format \u00ab Positive Pay \u00bb personnalis\u00e9es \u00e0 l\u2019aide des fonctions \u00ab EP Payment File Format \u00bb. Les entreprises doivent se procurer aupr\u00e8s de leur banque un document de sp\u00e9cifications d\u00e9crivant le format de fichier requis. Voici quelques exemples de banques pour lesquelles des formats \u00ab Positive Pay \u00bb personnalis\u00e9s peuvent \u00eatre cr\u00e9\u00e9s : Silicon Valley Bank, Wells Fargo, 5\/3rd Bank","ga_source_author":"","ga_source_author_email":"","ga_date_original":"2017-08-21T11:35:07-04:00","ga_date_verified":"2026-07-05","ga_source_subject":"What does positive pay mean?","ga_ans_id":"ANS-0248","ga_publish_decision":"publish_with_edits","ga_staleness_risk":"high","ga_review_priority":"spot_check","ga_tier2_verdict":"partially_outdated","ga_tier2_concerns":"The claim that Positive Pay is 'only used in the US' is outdated, as NetSuite's Electronic Bank Payments SuiteApp supports global payments and numerous international bank formats for Positive Pay.; The statement that 'Check files coming back from the bank are used for bank reconciliation processes to clear checks and reconcile statements\/balances' is misleading in the context of Positive Pay. Positive Pay files are generated by the client and sent *to* the bank for fraud prevention, while bank reconciliation primarily uses bank statements or transaction feeds *from* the bank to clear checks and reconcile balances.","ga_final_category":"Accounting & Financial Configuration","footnotes":""},"ga_category":[24,98,98],"ga_audience":[9],"ga_difficulty":[92],"class_list":["post-3907","qa_entry","type-qa_entry","status-publish","hentry","ga_category-accounting-financial-configuration","ga_category-configuration-comptable-et-financiere","ga_audience-finance-accounting-team","ga_difficulty-niveau-intermediaire"],"taxonomy_info":{"ga_category":[{"value":24,"label":"Accounting & Financial Configuration"},{"value":98,"label":"Configuration comptable et financi\u00e8re"},{"value":98,"label":"Configuration comptable et financi\u00e8re"}],"ga_audience":[{"value":9,"label":"Finance\/accounting team"}],"ga_difficulty":[{"value":92,"label":"Niveau interm\u00e9diaire"}]},"featured_image_src_large":[],"author_info":[],"comment_info":"","_links":{"self":[{"href":"https:\/\/answers.gurussolutions.com\/fr\/wp-json\/wp\/v2\/qa_entry\/3907","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/answers.gurussolutions.com\/fr\/wp-json\/wp\/v2\/qa_entry"}],"about":[{"href":"https:\/\/answers.gurussolutions.com\/fr\/wp-json\/wp\/v2\/types\/qa_entry"}],"version-history":[{"count":1,"href":"https:\/\/answers.gurussolutions.com\/fr\/wp-json\/wp\/v2\/qa_entry\/3907\/revisions"}],"predecessor-version":[{"id":5828,"href":"https:\/\/answers.gurussolutions.com\/fr\/wp-json\/wp\/v2\/qa_entry\/3907\/revisions\/5828"}],"wp:attachment":[{"href":"https:\/\/answers.gurussolutions.com\/fr\/wp-json\/wp\/v2\/media?parent=3907"}],"wp:term":[{"taxonomy":"ga_category","embeddable":true,"href":"https:\/\/answers.gurussolutions.com\/fr\/wp-json\/wp\/v2\/ga_category?post=3907"},{"taxonomy":"ga_audience","embeddable":true,"href":"https:\/\/answers.gurussolutions.com\/fr\/wp-json\/wp\/v2\/ga_audience?post=3907"},{"taxonomy":"ga_difficulty","embeddable":true,"href":"https:\/\/answers.gurussolutions.com\/fr\/wp-json\/wp\/v2\/ga_difficulty?post=3907"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}